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Moneywise uses hypothetical composite cases to protect reader identities and to illustrate the experiences, confusion, and financial impediments to the ordinary lives of Bermuda residents with global financial connections. Another reader question. “T...

Recent global statistics on divorce rates per 1,000 people list Bermuda as one of the highest in the world, down only six places from number No 1 Russia and one digit away from the United States. Bermuda is also now the most expensive country in th...

This week’s article, part six of the Bermuda Investment Primer Series, is written in support of the “Own Your Share of Bermuda” sponsored by the Bermuda Stock Exchange (BSX) and the second article in The Royal Gazette series on publicly-traded Bermud...

BlackRock, the world’s largest money manager, recently asked a group of Americans in defined-contribution plans, how they’re fixed for retirement. Most said they’re on track to kick back in comfort. Are they crazy? If they are, so are some of the equ...

Dear Dave, After listening to your show, I want to try to get control of my finances, but I’m afraid to open up the bills. I make about $60,000 a year, but it’s a real struggle just to keep my head above water financially. My chequing account is alwa...

A reader of The Royal Gazette wrote to me and asked for help. The following life scenario has been changed dramatically to protect the anonymity and identity of the reader. All information given to me is always kept confidential. Severely stressed a...

Dear Dave, My husband and I have four kids, and I make $50,000 a year. He runs a small business that has been floundering for a while now, so we’re basically living off my income. Part of that income is going into the business. Plus, we don’t have mu...

Today’s article focuses on a tough subject, one that families are reluctant to face. The end all and be all purported for every person is a happy retirement. Isn’t that what we are all aiming for? Work hard now, relax leisurely later. Retirement is...

This week is the latest in the Bermuda Investment Primer Series, Chapter 2, Part 4 — Stocks and the Launch of a Bermuda Business. The family ownership of Mamazina’s Pizzarina (our hypothetical company) decide to incorporate their fast-growing pizza ...

Dear Dave, I’m 29, and I have no debt. I’ve gotten a good start on my savings and retirement, too. My girlfriend and I plan to get married in the next couple of years, and she has about $90,000 in debt. I’m not paying on her debt yet, but I think tog...

What does it mean to be free? To you personally? Well, you think — that’s an easy answer. “I can own and do what I want with my private property, express my opinions, think what I want, vote for who I want, marry whom I choose, I have equal rights ag...

The new White House got into a petty argument during its first week in office over the smaller crowd at President Donald Trump’s inauguration versus Barack Obama’s eight years ago. “We have alternative facts,” said Trump adviser Kellyanne Conway. In ...