When Hurricane Fabian roared ashore in September 2003 it was the strongest storm to hit Bermuda?s coast in four decades.

Four people were killed and there was $300m in property damage.

It was a first-of-its-kind rude awakening for people not old enough to remember Hurricane Arlene in 1963.

Hurricane Fabian?s wind speeds reached 120 miles per hour. It was a direct hit.

Roofs were ripped like sardine cans, trees were toppled like dominoes, and people on the coastline found fish in their living rooms.

Huge chunks of the Island?s South Shore cliff face, some pieces as heavy as 50 tonnes, were washed away like a child?s sandcastle on the beach.

The storm was devastating in the most dramatic way.

But today homes right along the shore, destroyed in the storm, have been rebuilt or repaired.

Typically there is a new seawall, but almost always, the home is as close to the shoreline as it was before.

And if the latest scientific predictions for more intense hurricanes is to be believed those homes are at greater risk for damage now than they were in September of 2003.