January 16, 2002

Dear Sir,

We have been visiting Bermuda since 1978 and annually since 1986 now that we own at the St. George's Club Timeshare since 1993 with two weeks of timeshare.

Tourism has changed dramatically on the Island in these many years and to our dismay we have watched the numbers dwindle and the prices rise ... with less value for our money year by year.... this past October was the worst we have seen the Island situation.

As owner/members of the Club we have been through some very difficult times and always had hoped that the Bermuda Government would not let these problems become worse instead of better.

However, after our last visit in October of 2001, we left the Island feeling very depressed and concerned about the future of the Club and timeshare in general, as well as the future of Bermuda.

We have been waiting for the changes that need to be made to the Timeshare Act and now feel this will not take place.... it keeps getting pushed aside.

I realise that Tourism is no longer the number one source of income for Bermuda, but we are not the average tourist coming for a brief visit... we made a choice to " buy in" for the long term as did so many others back in the early 1980s.

We bring other people with us and younger generations who would have continued to come back to your Island the way we have for over 20 years even now that we have retired.

We would appreciate any voice or help your newspaper might be able to bring to make your people realise that they are ignoring many of us who have helped through the years to bring the monies to the Island that helped you live the good life for a long time.

We are not the very rich or the poor, we are the middle-class, hard working, responsible, friendly, well behaved average Americans that apparently Bermuda does not want to see coming any more.

RICHARD AND ELIZABETH MORRIS

North Grafton, Massachusetts