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Extra health insurance benefits unveiled

Announcing changes: Jeanne Atherden, the Minister of Health, Seniors and the Environment (File photograph)

Changes to the standard health insurance providing additional benefits without increased costs have been approved by the House of Assembly.

Opening debate on the Health Insurance Amendment Act 2016, health minister Jeanne Atherden said she was pleased to announce that the cost of the standard insurance would remain untouched at $338.07.

“This is the first time in many years we are able to bring a Bill that doesn’t raise health insurance premiums,” she said.

Additional benefits will include expanded duplex ultrasound screening for peripheral artery disease, therapeutic plasma exchange for immune mediated diseases and extended period ambulatory cardiac rhythm monitoring devices.

Rates for the HIP and FutureCare programmes will also remain unchanged, she added.

The amendments also change the definition of “child” in the legislation, removing the term “school-leaving age” and replacing it with “under the age of 19”.

Shadow health minister Michael Weeks supported the legislation, but questioned why some of it specifies that some of the new benefits must be provided by the Bermuda Hospitals Board, saying it could be considered anti-competition.

The House also approved the Contracts (Rights of Third Parties) Act 2016, which allows the parties to allow a third party to legally enforce a contract.

Contracts in Bermuda have been regulated by the common law “doctrine of privity”, which does not allow rights or impose obligations arising under it to be conferred on to a third party.

The Progressive Labour Party expressed their support for the legislation, which they said would help the island remain competitive.